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Whether you are a first-time home buyer or are looking to invest, buying a pre-construction property has some unique benefits.

NO MORTGAGE NEEDED UNTIL CLOSING

Since pre-construction properties are still unfinished, you don’t have to worry about mortgage payments until you close on the property. This gives you more time to save up for your mortgage, so you are ready once the payments begin. Pre-construction homes are a great way to ease into feeling comfortable with mortgage payments, making these properties especially appealing to new buyers just starting out.

FLEXIBLE DEPOSIT STRUCTURES

Buying pre-construction allows you to spread out your deposit over an agreed period, typically 18 to 24 months. You can secure your new property without having to put down a full 20% deposit all at once. If you are unsure whether you can save up the required deposit for a home, buying a pre-construction property could allow you more freedom to manage your down payment.

AVOID BIDDING WARS

Finding your dream home or next investment property can feel great until you have to go through a stressful bidding process. To avoid this, pre-construction homes are an attractive alternative option. You are dealing with set prices in a brand new development project, meaning there are options to choose from and less back and forth bidding with other interested parties.

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